Bad Credit, Bankruptcy or Tax Liens, NO PROBLEM!

If you’re a pharmacist or Medical Facility,
we are here to help you expand your business.

Get Approved in little as 24 hrs.

Bad Credit, Bankruptcy or Tax Liens, NO PROBLEM!

Needed to get a new lift for my mechanic shop to expand my business.

Secure Money Solutions got me funded in 3 days for $200,000. Thanks guys, you’re the best!

When Banks Say No,
We Say Yes!

Funding a little as 3 day. We are direct lenders.
What a breath of fresh air, Secured Money Solutions financial team really came up with a loan product that really made sense for us.


Bad Credit, Bankruptcy or Tax Liens, NO PROBLEM!

What is working capital?

Working capital or operating capital, is the difference between current assets and current liabilities. It is the life blood of a business organization and is used to determine a company’s operational efficiency and short-range financial capacity. Being the most liquid form of company asset, it is usually in the form of cash or can quickly be converted into cash. It’s used to pay a business current debts and expenses.

What is working capital?

Working capital loans

For small businesses, getting a working capital loan is very difficult through conventional forms of lending organizations in the market, such as banks. Secured Money Solutions goal is to help entrepreneurs in this regard. We fully understand that a stable performance of your business heavily depends upon a strong cash flow and good payment history.

With our advance business cash program, we can be able to customize a plan that allows you the funding you need, and quick. We can also help liberate your working capital via outstanding invoices, by buying some of your future credit card receipts at a discounted rate.

It is entirely up to the business how it uses the cash advance as Cityscape Financial place no restrictions in that regard. You may utilize it as essential working capital, to pay debt, for store refurbishment, for purchasing equipment and facility upgrades or even store relocation. The choice is yours.

Managing working capital

Working capital management is used to make certain that a company possesses sufficient cash flow, so that it can meet its short-term debt obligations and operating expenses. Basically, it’s an accounting strategy that is utilized to sustain competent levels of both elements of working capital, current assets and current liabilities, with respect to each other.

Working capital management is vital in running a business in the long run. Good management of working capital ensures that a business is able to pay off short term debts as well as finance its operational needs. It is also essential that business expenses be managed along with operational revenue generation. In case of failure in producing the necessary funds, a business may have to search for bail out plans from the government.

Cash flow ratios

Good working capital management depends upon the maintenance of reliable forecasting of capital accessibility. Accurate, up-to-date records of accounts payable and accounts receivable must also be maintained.

Cash flow ratios give an accurate scenario of a business financial standing and needs expert assessment. There are a number of cash flow ratios available for this purpose.

Current ratio is utilized to measure the capacity of a business to pay off liabilities by using the cash in hand. A higher rate of current ratio reflects a good working capital. Current ratio is also employed as a gauge to assess inventory turnover rate and its capacity to produce revenues in the operational cycle. Other useful forms of cash ratios include Acid test ratio and cash conversion efficiency.

So don’t waste precious time and apply online now, or call us.

Phone: +1-718 600 5472
Fax: 866-477-0010



Business Financing Options

Merchant Cash Advance
Unsecured Business Loans
Business Loans for Women
Business Cash Advance
ACH Loans
Small Business Loans
Bad Credit Business Loans
Working Capital Loans
Small Business Loans for Women
Business Loans After Bankruptcy

Business Loans by Industry

Restaurant Loans
Physicians Loans
Dental Practice Financing
Salon Loans
Hotel Loans
Retail Store Loans
Gas Station Financing

Secured Money Solutions

About Us
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Contact Information

Address: 3733 Richmond, NY, USA 10312
City: Richmond
Country: USA
Phone: +1-718 600 5472
Fax: 866-477-0010