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Construction Loans for Business Expansion

Get the funding you need to bring your construction projects to life, with flexible loan options tailored to your business goals.

Loan Amount

Up to $10M

Funding Time

48 hours

Financing Terms

Up to 36 months

Factor Rate

As low as 1.18*

Build Your Future with Flexible Construction Loans

Our construction loans provide essential financing for your next big project:

Loan amounts ranging from $100,000 to $10,000,000
Repayment terms up to 20 years
Competitive rates designed to fit your project timeline
Quick approvals and fast access to funds

Qualifying Made Simple

To qualify for a construction loan, your business will generally need:

To operate within the United States
At least 2 years in business
$500,000 or more in annual revenue
A credit score of 700 or higher

What our customers are saying about working with us!

“A Lifeline for Our Business”

"I can’t express how much this loan has helped my business. We were struggling with cash flow after a large client delayed payment, and I was worried we’d have to cut back on staff. Thanks to this loan, we not only kept everyone on payroll, but we also had the peace of mind to focus on growth instead of survival. The process was so easy, and the funds arrived faster than I expected!"

— Emily R., Small Business Owner

“Making Expansion a Reality”

“Expanding our business felt like a distant dream until I came across this service. Getting a loan so quickly meant we could secure our new location and bring in more clients without missing a beat. The whole process was seamless, and I didn’t have to jump through hoops like with a traditional bank. Honestly, this loan changed our business trajectory.”

— Rachel L., Fitness Studio Owner

“A Huge Relief When We Needed It Most”

“We were in desperate need of new equipment, but I didn’t know where the money was going to come from. When I found out I was approved for a working capital loan in just a few hours, it felt like a weight had been lifted off my shoulders. I could get back to focusing on my business instead of worrying about how to cover our expenses. It’s made all the difference for our future!”

— Mark S., Restaurant Owner

“Breathing Room for Everyday Operations”

“As a small business, cash flow is always a challenge, especially during slower seasons. This loan gave us the breathing room we needed to manage day-to-day operations without stress. I felt supported throughout the entire process, and the fact that I could handle everything online was such a relief. I’m so grateful for this service – it’s been a game changer.”

— Carlos M., Retail Store Owner

How Construction Loans Work

Our construction loans provide flexible capital for new building projects, renovations, or expansions.

With a construction loan, you can:

Fund new building construction from the ground up
Finance property renovations or expansions
Manage costs for materials, labor, and equipment

Get a small business line of credit in 4 easy steps

Explore your options without damaging your credit score.

Pre-qualify online
Click “Get Started” to pre-qualify for a working capital loan

Submit application
Once you’ve completed the application on our site, you can securely upload your last 4 months of bank statements directly through our platform.

Approval in as little as 2 hours
Your loan application will be reviewed and you can get approved in as fast as 2 hours.

Receive same-day funding
If approved, your requested loan amount can be transferred to your bank account as soon as the same business day.

Get Started

Is a Construction Loan Right for Your Business?

Pros

Access to significant funding for large-scale projects
Long repayment terms to align with your project timeline
Ideal for new builds, renovations, or expansions
Competitive rates for construction-specific needs

Why work with Secured Money Solutions?

A Trusted Partner for Business Financing

We’ve empowered over 46,000 small businesses across the U.S. by providing access to the capital they need to achieve their goals and fuel their success.

Exceptional Customer Support

Our team of business financing experts is here to guide you through the process, helping you explore your options and secure the best loan offers for your business’s unique needs.

Frequently Asked Questions

What types of construction projects can be financed with a construction loan?

Construction loans can be used for new building projects, renovations, or expanding existing facilities.

How is a construction loan different from a real estate loan?

While both loans fund property-related projects, construction loans are specifically designed for building and renovation, with flexible disbursements tied to the construction process.