Term Loans
Affordable Financing for Business Growth
Term loans offer larger amounts with extended repayment periods, making them ideal for major investments, expansion projects, equipment purchases, or refinancing existing debt at better rates.
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Benefits of Term Loans
Larger loan amounts available
Extended repayment terms (up to 10 years)
Lower monthly payments
Fixed interest rates available
Predictable payment schedule
Build long-term business credit
Use for major investments
Competitive rates for qualified borrowers
Dedicated support throughout the term
How It Works
Detailed Application
Complete our application with business financials, tax returns, and growth plans.
Thorough Review
Our underwriting team reviews your application to find the best term loan options.
Customized Offer
Receive a loan offer tailored to your business needs with competitive terms.
Documentation
Provide any additional documentation required and review your loan agreement.
Funding
Once approved and documented, receive your funds for immediate use.
Long-Term Partnership
Enjoy ongoing support and the opportunity for additional financing as you grow.
Basic Requirements
Here's what you typically need to qualify. Don't worry if you don't meet all criteria—we work with businesses in various situations.
- Minimum 2 years in business
- At least $250,000 in annual revenue
- Good business credit history
- Personal credit score of 650 or higher
- Current business tax returns
Why Choose Secured Money Solutions?
Fast Response
Get expert consultation within 24 hours
10K+ Clients
Trusted by thousands of businesses since 2008
Dedicated Support
Personal account manager for your business
Ready to Get Started?
Schedule a free consultation today. Get expert guidance tailored to your business needs.