Real Estate Loans for Business Growth

Unlock the capital you need to invest in new properties or expand your business with our flexible real estate loan options.

Loan Amount

Up to $10M

Funding Time

48 hours

Financing Terms

Up to 36 months

Factor Rate

As low as 1.18*

Empower Your Real Estate Investments

Our real estate loans provide the financing you need to grow:

  • Loan amounts from $100,000 to $10,000,000

  • Flexible repayment terms up to 20 years

  • Competitive interest rates tailored to your needs

  • Fast approvals and quick access to funds

Qualifying Made Simple

To qualify for a real estate loan, your business will typically need to:

  • Operate within the United States

  • Have 2+ years of operational history

  • Generate at least $500,000 in annual revenue

  • Maintain a business credit score of 700 or higher

What our customers are saying about working with us!

“A Lifeline for Our Business”

"I can’t express how much this loan has helped my business. We were struggling with cash flow after a large client delayed payment, and I was worried we’d have to cut back on staff. Thanks to this loan, we not only kept everyone on payroll, but we also had the peace of mind to focus on growth instead of survival. The process was so easy, and the funds arrived faster than I expected!"

— Emily R., Small Business Owner

“Making Expansion a Reality”

“Expanding our business felt like a distant dream until I came across this service. Getting a loan so quickly meant we could secure our new location and bring in more clients without missing a beat. The whole process was seamless, and I didn’t have to jump through hoops like with a traditional bank. Honestly, this loan changed our business trajectory.”

— Rachel L., Fitness Studio Owner

“A Huge Relief When We Needed It Most”

“We were in desperate need of new equipment, but I didn’t know where the money was going to come from. When I found out I was approved for a working capital loan in just a few hours, it felt like a weight had been lifted off my shoulders. I could get back to focusing on my business instead of worrying about how to cover our expenses. It’s made all the difference for our future!”

— Mark S., Restaurant Owner

“Breathing Room for Everyday Operations”

“As a small business, cash flow is always a challenge, especially during slower seasons. This loan gave us the breathing room we needed to manage day-to-day operations without stress. I felt supported throughout the entire process, and the fact that I could handle everything online was such a relief. I’m so grateful for this service – it’s been a game changer.”

— Carlos M., Retail Store Owner

How Real Estate Loans Work

Our real estate loans give you the capital you need to acquire new property or expand your existing business locations.

With a real estate loan, you can:

  • Purchase commercial or investment properties

  • Refinance existing real estate to improve cash flow

  • Fund new construction or property renovations

Get a small business line of credit in 4 easy steps

Explore your options without damaging your credit score.

  • Pre-qualify online

    Click “Get Started” to pre-qualify for a working capital loan

  • Submit application

    Once you’ve completed the application on our site, you can securely upload your last 4 months of bank statements directly through our platform.

  • Approval in as little as 2 hours

    Your loan application will be reviewed and you can get approved in as fast as 2 hours.

  • Receive same-day funding

    If approved, your requested loan amount can be transferred to your bank account as soon as the same business day.

Is a Real Estate Loan Right for Your Business?

Pros

  • Large loan amounts for significant investments

  • Long repayment terms make payments manageable

  • Ideal for property purchases or construction projects

  • Competitive interest rates help lower overall costs

Why work with Secured Money Solutions?

A Trusted Partner for Business Financing

We’ve empowered over 46,000 small businesses across the U.S. by providing access to the capital they need to achieve their goals and fuel their success.

Exceptional Customer Support

Our team of business financing experts is here to guide you through the process, helping you explore your options and secure the best loan offers for your business’s unique needs.

Frequently Asked Questions

What can I use a real estate loan for?

A real estate loan can be used to purchase commercial properties, refinance existing properties, or fund new construction projects.

How long does it take to get approved for a real estate loan?

Approval times vary, but most real estate loans are approved within 5 to 10 business days, depending on the complexity of the application.

Do I need collateral for a real estate loan?

Yes, the property being purchased or refinanced typically serves as collateral for the loan.

What are the interest rates for real estate loans?

Interest rates are competitive and vary based on the loan amount, term, and your business’s financial profile.

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