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SBA Quick Approval Loan - Get Accepted in Just 4 Weeks

SBA-supported loans offer small businesses competitive rates and flexible terms for reliable and cost-effective financing solutions.

Loan Amount

Up to $5M

Time to Funding

4 weeks

Loan Terms

Up to 10 years

Get SBA financing with confidence

What you can get with an SBA 7(a) loan:

Unlock Exceptional Rates and Terms.
Versatile Financing Solutions for Everything From Property to Equipment.
Experience Tailored 7(a) Loan Program Pairings with Your Perfect Lender.

Requirements to qualify

While requirements for a working capital loan may vary, your business will generally need:

Be an operating business.
Operate for profit.
Be located in the U.S.
Be small under SBA Size Requirements.
Not be a type of ineligible business.
Not be able to obtain the desired credit on reasonable terms from non-Federal, non-State, and non-local government sources.
Be creditworthy and demonstrate a reasonable ability to repay the loan.
Check the SBA website for additional terms, conditions and eligibility.

How does this work?

Unlock the potential of your business with an SBA loan, your gateway to growth backed by the assurance of the Small Business Administration. These loans, funded by private lenders yet secured by the SBA for up to 85%, open the door to competitive rates and advantageous terms.

Though the qualification standards are stringent, the rewards are considerable. Explore the diverse array of SBA loan programs—from 7(a) to microloans, disaster relief to debt consolidation. Let us guide you through the variety of choices at your disposal.

What our customers are saying about working with us!

“A Lifeline for Our Business”

"I can’t express how much this loan has helped my business. We were struggling with cash flow after a large client delayed payment, and I was worried we’d have to cut back on staff. Thanks to this loan, we not only kept everyone on payroll, but we also had the peace of mind to focus on growth instead of survival. The process was so easy, and the funds arrived faster than I expected!"

— Emily R., Small Business Owner

“Making Expansion a Reality”

“Expanding our business felt like a distant dream until I came across this service. Getting a loan so quickly meant we could secure our new location and bring in more clients without missing a beat. The whole process was seamless, and I didn’t have to jump through hoops like with a traditional bank. Honestly, this loan changed our business trajectory.”

— Rachel L., Fitness Studio Owner

“A Huge Relief When We Needed It Most”

“We were in desperate need of new equipment, but I didn’t know where the money was going to come from. When I found out I was approved for a working capital loan in just a few hours, it felt like a weight had been lifted off my shoulders. I could get back to focusing on my business instead of worrying about how to cover our expenses. It’s made all the difference for our future!”

— Mark S., Restaurant Owner

“Breathing Room for Everyday Operations”

“As a small business, cash flow is always a challenge, especially during slower seasons. This loan gave us the breathing room we needed to manage day-to-day operations without stress. I felt supported throughout the entire process, and the fact that I could handle everything online was such a relief. I’m so grateful for this service – it’s been a game changer.”

— Carlos M., Retail Store Owner

How to apply for an SBA Loan

Explore your options without damaging your credit score.

Pre-qualify online
Click “Get Started” to pre-qualify for a working capital loan

Submit application
Once you’ve completed the application on our site, you can securely upload your last 4 months of bank statements directly through our platform.

Approval in as little as 2 hours
Your loan application will be reviewed and you can get approved in as fast as 2 hours.

Receive same-day funding
If approved, your requested loan amount can be transferred to your bank account as soon as the same business day.

Get Started

Pros and cons of SBA loans

Pros

SBA loan rates and terms can be more favorable as they’re federally-backed.
SBA Loan programs offer both small and large funding amounts for optimal coverage.
Businesses typically not approved for traditional bank loans could qualify for SBA loans.
With larger loan amounts and low rates, these small business loans can be ideal for growth initiatives.

Frequently Asked Questions

Who qualifies for an SBA loan?

In general, SBA loans require a minimum of two years in business, $100,000 in annual revenue, and a credit score of 675 or higher. However, different SBA lenders may require elevated criteria.

How long does it take for an SBA loan to be approved?

It takes 3 to 4 weeks to be approved for an SBA loan depending on your application and your lender. Your application may be approved much faster, relatively speaking.

What credit score is needed for an SBA financing?

Generally speaking, SBA loan credit score minimums typically range from 675+. That said, the credit score needed for an SBA loan depends on the specific lender you work with, and which SBA program is applying for.